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Kemudahan
	Permohonan secara percuma
	Pinjaman segera
	Meningkat sehingga 90% margin pinjaman
	Pembayaran semula sehingga 9 tahun
	Kadar bunga yang rendah
	Untuk semua jenis kenderaan baru dan terpakai, 4WD,MPV and SUV(CDU & CKD)
	Terbuka kepada pinjaman Konvensional dan Islam (Takaful) motor insurance and Road Tax services.
	Lakukan pembayaran bulanan menerusi online banking atau cawangan CIMB Bank, ATM, Cash Deposit Machine (CDM), atau automatic payments via standing instruction.

Terms & Conditions Apply

Syarat Permohonan:
	Individu berusia 18 tahun ke atas.
	Sole Proprietor and Partnership
	Private Limited and Public Listed Company
	Other Commercial Organisation

Keperluan:
These documents must be submitted along with the application form at any of the nearest branches. The bank reserves the right to request for additional documentation where deemed necessary.
	Salaried Applicant Photocopy of NRIC & valid driving license Latest form J / B / EA or EPF statement Latest 3 months pay-slips Latest 3 months Savings / Current account statements

Self-Employed Photocopy of NRIC & valid driving license Latest form J / B / EA or EPF statement Business Registration Certificate for sole Proprietor / Partnership Latest 3 months company bank account statements

Company Latest 3 months company bank account statements Form 9, 24, 49 for private limited company (Sdn Bhd) Latest audited account Memorandum & Article of Association

Kadar Pinjaman

All Proton Models

Extended Warranty Period (EWP) Loan Period (Years) Up to 5 years 6 to 7 years 8 to 9 year Without EWP Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.45% BLR + 0.75% BLR + 0.90% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping Without EWP Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.15% BLR + 0.55% BLR + 0.75% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping

Note The above guidelines and financing terms are applicable for all type of Proton Models only. The above rates are applicable for submission under PCSB (Proton Commerce Sdn Bhd) and Non PCSB Dealers. For any financing With Extended Warranty Period, the payment of the Extended Warranty Period shall be borne by CIMB Bank.

All Perodua Models

Extended Warranty Period (EWP) Loan Period (Years) Up to 5 years 6 to 7 years 8 to 9 year Without EWP Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.20% BLR + 0.55% BLR + 0.75% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping Without EWP Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.10% BLR + 0.25% BLR + 0.50% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping

Note For any financing With Extended Warranty Period, the payment of the Extended Warranty Period shall be borne by CIMB Bank.

Naza Sutera / Forza Suria Model

Extended Warranty Period (EWP) Loan Period (Years) Up to 5 years 6 to 7 years 8 to 9 year Without EWP Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.45% BLR + 0.75% BLR + 0.90% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping

Other New Vehicles

Type of Vehicles Loan Period Up to 5 years 6 to 7 years 8 to 9 year New CKD, CBU, MPV, SUV, 4x4 & New Window Vans of all Make and Model Min Fixed Rate (p.a. flat) 3.25% 3.40% 3.50% Min Variable Rate (Current BLR = 5.55%) BLR + 0.25% BLR + 0.50% BLR + 0.60% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping Unregistered Reconditioned Min Fixed Rate (p.a. flat) 3.50% 3.65% 3.75% Min Variable Rate (Current BLR = 5.55%) BLR + 0.75% BLR + 1.00% BLR + 1.10% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping

New Motocycle 500cc and Above

Type of Vehicles Loan Period Up to 5 years New CKD, CBU & Unregistered Reconditioned Min Fixed Rate (p.a. flat) 5.00% Min Variable Rate (Current BLR = 5.55%) BLR + 1.95% Max Margin of Finance (Against Purchase Price) 80% Max Handling Fees RM600 Min Loan Amount RM15,000

New Vehicles – Registered for Commercial Use with BTM up to 5,000 Kg

New Window, Panel & Semi Panel Van New Pick Up, Lorry and Truck New Reconditioned and Rebuild Commercial Vehicle New Taxi, Limo, Coach and Car Rental of all Make and Model New Bus / Stage Bus with BTM more than 5,000 Kg Type of Vehicles Window, Semi & Panel Van Pick Up /Lorry /Truck Reconditioned & Rebuild Vehicle Taxi, Limo, Coach & Car Rental Bus /Stage Bus Loan Period Up to 7 Years Up to 5 Years Min Fixed Rate (p.a. flat) 4.10% 4.50% 4.25% 4.75% Min Variable Rate (Current BLR = 5.55%) BLR + 1.45% BLR + 1.95% BLR + 1.45% BLR + 3.20% Max Margin of Finance (Against Purchase Price) 90% 85% 85% 85% Max Handling Fees RM600 RM600 RM600 Nil Min Loan Amount No Capping

New Vehicles – Registered for Commercial Use with BTM more than 5,000 Kg

New Lorry and Truck New Prime Mover / Trailer New, Reconditioned and Rebuild Commercial Vehicle Others New Commercial Vehicle of all Make & Model (i.e. Tractor, Forklift, Backhoe & Caterpillar) Type of Vehicles Lorry /Truck Prime Mover /Trailer Reconditioned & Rebuild Vehicle Other Commercial Vehicle Loan Period Up to 5 Years Min Fixed Rate (p.a. flat) 4.15% 4.15% 4.50% 4.75% Min Variable Rate (Current BLR = 5.55%) BLR + 1.45% BLR + 1.45% BLR + 1.95% BLR + 2.45% Max Margin of Finance (Against Purchase Price) 80% Max Handling Fees RM600 Min Loan Amount No Capping

Used Car Financing Rates

Used Vehicles – Registered for Private Use

Saloon, MPV, SUV, 4x4, 2x4 and Van inclusive of Registered Reconditioned Vehicle of all Make and Model (a) Used National Vehicles Age of Chattel Loan Period Up to 5 Years 6 to 7 Years 8 to 9 Years Up to 5 Years Min Fixed Rate (p.a. flat) 3.75% 3.90% 4.00% Min Variable Rate (Current BLR = 5.55%) BLR + 0.20% BLR + 0.70% BLR + 0.90% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping 6 to 8 Years Loan Period Up to 5 Years 6 to 7 Years 8 to 9 Years Min Fixed Rate (p.a. flat) 4.00% 4.25% 4.50% Min Variable Rate (Current BLR = 5.55%) BLR + 0.85% BLR + 1.40% BLR + 1.85% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM500 Min Loan Amount No Capping 9 to 10 Years Loan Period Up to 6 Years Min Fixed Rate (p.a. flat) 6.50% Min Variable Rate (Current BLR = 5.55%) BLR + 5.45% Max Margin of Finance (Against Purchase Price) 80% Max Handling Fees RM300 Min Loan Amount RM 25,000 11 Years and above Loan Period Up to 4 Years Min Fixed Rate (p.a. flat) 7.20% Min Variable Rate (Current BLR = 5.55%) BLR + 7.45% Max Margin of Finance (Against Purchase Price) 75% Max Handling Fees Nil Min Loan Amount RM 20,000 (b) Used Non-National Vehicles Age of Chattel Loan Period Up to 5 Years 6 to 7 Years 8 to 9 Years Up to 5 Years Min Fixed Rate (p.a. flat) 3.75% 3.90% 4.00% Min Variable Rate (Current BLR = 5.55%) BLR + 0.20% BLR + 0.70% BLR + 0.90% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM600 Min Loan Amount No Capping 6 to 8 Years Loan Period Up to 5 Years 6 to 7 Years 8 to 9 Years Min Fixed Rate (p.a. flat) 3.75% 3.90% 4.00% Min Variable Rate (Current BLR = 5.55%) BLR + 0.85% BLR + 1.40% BLR + 1.85% Max Margin of Finance (Against Purchase Price) 90% Max Handling Fees RM500 Min Loan Amount No Capping 9 to 10 Years Loan Period Up to 6 Years Min Fixed Rate (p.a. flat) 6.50% Min Variable Rate (Current BLR = 5.55%) BLR + 5.45% Max Margin of Finance (Against Purchase Price) 80% Max Handling Fees RM300 Min Loan Amount RM 25,000 11 Years and above Loan Period Up to 4 Years Min Fixed Rate (p.a. flat) 7.20% Min Variable Rate (Current BLR = 5.55%) BLR + 7.45% Max Margin of Finance (Against Purchase Price) 75% Max Handling Fees Nil Min Loan Amount RM 20,000 Classic and Vintage Car (All Makes and Models exclude National Cars) Age of Chattel Loan Period Up to 5 Years 25 Years and above Min Fixed Rate (p.a. flat) 4.05% Min Variable Rate (Current BLR = 5.55%) BLR + 1.95% Max Margin of Finance (Against Purchase Price) 80% Max Handling Fees Nil Min Loan Amount RM10,000

Note Max Loan Period: (a) National Car = Age of Chattel + Loan Period < car =" Age">

Used Vehicles – Registered for Commercial Use with BTM Up to 5,000 Kg

Lorries, Van (Other than Window Van) & Buses Age of Chattel Loan Period Up to 7 Years Up to 3 Years Min Fixed Rate (p.a. flat) 6.60% Min Variable Rate (Current BLR = 5.55%) BLR + 4.65% Max Margin of Finance (Against Purchase Price) Lorry & Bus 85% Van 90% Max Handling Fees RM600 Min Loan Amount No Capping 4 to 5 Years Loan Period Up to 7 Years Min Fixed Rate (p.a. flat) 6.80% Min Variable Rate (Current BLR = 5.55%) BLR + 5.20% Max Margin of Finance (Against Purchase Price) Lorry & Bus 85% Van 90% Max Handling Fees RM500 Min Loan Amount No Capping 6 to 8 Years Loan Period Up to 7 Years Min Fixed Rate (p.a. flat) 8.15% Min Variable Rate (Current BLR = 5.55%) BLR + 7.65% Max Margin of Finance (Against Purchase Price) Lorry & Bus 75% Van 80% Max Handling Fees RM300 Min Loan Amount No Capping 9 to 10 Years Loan Period Up to 6 Years Min Fixed Rate (p.a. flat) 7.70% Min Variable Rate (Current BLR = 5.55%) BLR + 7.85% Max Margin of Finance (Against Purchase Price) Lorry & Bus 70% Van 70% Max Handling Fees Nil Min Loan Amount No Capping 11 Years and above Loan Period Up to 4 Years Min Fixed Rate (p.a. flat) su 8.70% Min Variable Rate (Current BLR = 5.55%) BLR + 9.95% Max Margin of Finance (Against Purchase Price) 60% Max Handling Fees Nil Min Loan Amount No Capping

Note Max Loan Period = Age of Chattel + Loan Period <>

Used Vehicles – Registered for Commercial Use with BTM more than 5,000 Kg

Loan Period Up to 5 years Min Fixed Rate (p.a. flat) 7.30% 7.65% Min Variable Rate (Current BLR = 5.55%) BLR + 7.45% BLR + 7.95% Max Margin of Finance (Against Purchase Price) Below 70% 71% to 75% Max Handling Fees Nil Min Loan Amount No Capping

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Kereta Untuk Dijual: Hubungi 016-6484846 (En.Man)

Make	Model	Year	Colour	Fuel	Price (RM)
BMW	523i (A)	1999	Black	Petrol	69K+
Chevrolet	Optra 1.6	2005	Met.Silver	Petrol	38K
Honda	Accord 2.2	1997	Met.Red	Petrol	31K+
Honda	City 1.5L EFI (A)	1999	Met.Silver	Petrol	26,5K+
Honda	City 1.5L EFI (A)	2000	Met.Golden	Petrol	33,5K+
Honda	City 1.5	2005	Met.Golden	Petrol	59,8K
Honda	Civic 1.6 Exi (A)	1998	Met.Blue	Petrol	38K+
Honda	Civic EFI (A)	1996	Golden	Petrol	31,7K+
Honda	Jass 1.4 (A)	2003	Met.Blue	Petrol	58,5K+
Honda	Odyssey 2.2 RAI(A)	Rg00	Met.Blue	Petrol	46K+
Hyundai	Elantra 1.8	2004	Met.Silver	Petrol	35,5K+
Hyundai	Getz 1.4 (A) (1 Owner)	2005	Black	Petrol	34,5K+
Hyundai	Inokom Atos 1.0 GLA	2003	White	Petrol	17,5K
Hyundai	Inokom Atos Prima 1.1	2005	Met.Blue	Petrol	19K+
Hyundai	Trajet 2.0 (A)	2001	Black	Petrol	43,5K+
Kia	Naza Citra 2.0	2006	Met.Silver	Petrol	51,5K+
Kia	Optima 2.0 (A) (1 Owner)	2004	Golden	Petrol	40,5K+
Kia	Rio	2006	Black	Petrol	37,5K+
Kia	Rio	2003	Golden	Petrol	23K
Kia	Spectra 1.6 GLA (1 Onwer)	2001	Silver	Petrol	23,5K+
Mercedes	Benz C180K- W203 (A)	2004	Blue	Petrol	134,5K
Mercedes	Benz E200	RG00	Silver	Petrol	63,5K+
Mercedes	Benz E220 ( 1 Owner)	Rg01	White	Petrol	43,5K+
Mercedes	Benz E230 (A)	1997	Black	Petrol	72,5K+
Mercedes	Benz E230	Rg99	Coklat	Petrol	67,5K+
Mercedes	Benz E240	Rg06	Met.Silver	Petrol	115K
Mercedes	Benz S320L (A)	2001	Met.Blue	Petrol	Negotiable
Mitsubishi	Storm 2.5 (D) P/Up	2003	Black	Diesel	47,5K+
Nissan	Ad Resord 1.6	1994	Maroon	Petrol	16K+
Nissan	Frontier 2.5 (D) P/Up	2004	Met.Silver	Petrol	49K+
Nissan	Sentra 1.6L (A)	2004	Met.Green	Petrol	51,5K+
Perodua	Kancil (A)	2003	White	Petrol	14,5K
Perodua	Kancil 850 (A)	2000	Met.Blue	Petrol	13K+
Perodua	Kelisa 1.0 EZ (A)	2001	Met.Ungu	Petrol	22K+
Perodua	Kenari 1.0 EX	2001	Met.Golden	Petrol	21K+
Perodua	Kenari 1.0 EZ (A) ( 1 Owner)	2004	Silver	Petrol	27K
Perodua	MYVI 1.3 EZ (A) ( 1 Owner)	2005	Silver	Petrol	37K+
Perodua	Myvi 1.3 EZ (A)	2005	Black	Petrol	36,5K+
Perodua	Rusa EX (M)	2003	White	Petrol	15,5K+
Proton	Iswara Lmss	2003	Met.Silver	Petrol	16K+
Proton	Iswara Mt	2003	Red	Petrol	15,5K+
Proton	Perdana 2.0 V6 Enchanced	2004	Met.Silver	Petrol	48K+
Proton	Waja 1.6 (A)	Rg04	Met.Silver	Petrol	29K+
Proton	Waja 1.6 STD(A)	2003	Met.Silver	Petrol	29K+
Proton	Waja 1.6 Sohc (M)	2001	Met.Silver	Petrol	25,5K+
Proton	Waja 1.8 AT ( 1 Owner)	2003	Met.Blue	Petrol	26,5K+
Proton	Wira 1.3 GLI(M)	2002	Met.Gray	Petrol	18K+
Proton	Wira 1.3 GLM A/B	1999	Met.Green	Petrol	14K+
Proton	Wira 1.5 CE(A)	Rg04	Met.Golden	Petrol	23,5K+
Proton	Wira 1.5 GLM	2004	Black	Petrol	26K+
Proton	Wira Gla	1995	Met.Blue	Petrol	Negotiable
Proton	Wira SD (M)	2004	Grey	Petrol	Negotiable
Toyota	Camry 2.0 (A)	2005	Met.Silver	Petrol	88,5K+
Toyota	Camry 2.0E (A)	2005	Black	Petrol	89K+
Toyota	Corolla (A)	1997	Silver	Petrol	25,5K
Toyota	Corolla Altis 1.8	2004	Met.Golden	Petrol	70,5K+
Toyota	Corolla EFI (M)	1997	Green	Petrol	26,5K+
Toyota	Harrier 2.2 (A)	Rg01	Met.Silver	Petrol	66,5K+
Toyota	Unser 1.8 GLI (M)	2000	Met.Silver	Petrol	30,5K+
Toyota	Vios 1.5 E (A)	2006	Black	Petrol	59,5K