JUALAN ROKOK ELEKTRONIK / e-cigarretes THEBOX

JUALAN ROKOK ELEKTRONIK / e-cigarretes THEBOX

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Saturday, December 26, 2009

Anda ingin membeli kereta? Tetapi tidak tahu bagaimana hendak mendapatkan pinjaman? Saya sedia membantu anda!

Kemudahan

Permohonan secara percuma
Pinjaman segera
Meningkat sehingga 90% margin pinjaman
Pembayaran semula sehingga 9 tahun
Kadar bunga yang rendah
Untuk semua jenis kenderaan baru dan terpakai, 4WD,MPV and SUV(CDU & CKD)
Terbuka kepada pinjaman Konvensional dan Islam (Takaful) motor insurance and Road Tax services.
Lakukan pembayaran bulanan menerusi online banking atau cawangan CIMB Bank, ATM, Cash Deposit Machine (CDM), atau automatic payments via standing instruction.

Terms & Conditions Apply

Syarat Permohonan:
Individu berusia 18 tahun ke atas.
Sole Proprietor and Partnership
Private Limited and Public Listed Company
Other Commercial Organisation

Keperluan:
These documents must be submitted along with the application form at any of the nearest branches. The bank reserves the right to request for additional documentation where deemed necessary.
Salaried Applicant
Photocopy of NRIC & valid driving license
Latest form J / B / EA or EPF statement
Latest 3 months pay-slips
Latest 3 months Savings / Current account statements
Self-Employed
Photocopy of NRIC & valid driving license
Latest form J / B / EA or EPF statement
Business Registration Certificate for sole Proprietor / Partnership
Latest 3 months company bank account statements
Company
Latest 3 months company bank account statements
Form 9, 24, 49 for private limited company (Sdn Bhd)
Latest audited account
Memorandum & Article of Association

Kadar Pinjaman

All Proton Models

Extended Warranty Period (EWP)Loan Period (Years)Up to 5 years6 to 7 years8 to 9 year
Without EWPMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
Min Variable Rate (Current BLR = 5.55%)BLR + 0.45%BLR + 0.75%BLR + 0.90%
Max Margin of Finance (Against Purchase Price)90%
Max Handling FeesRM600
Min Loan AmountNo Capping
Without EWPMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
Min Variable Rate (Current BLR = 5.55%)BLR + 0.15%BLR + 0.55%BLR + 0.75%
Max Margin of Finance (Against Purchase Price)90%
Max Handling FeesRM600
Min Loan AmountNo Capping
Note
  • The above guidelines and financing terms are applicable for all type of Proton Models only.
  • The above rates are applicable for submission under PCSB (Proton Commerce Sdn Bhd) and Non PCSB Dealers.
  • For any financing With Extended Warranty Period, the payment of the Extended Warranty Period shall be borne by CIMB Bank.
  • All Perodua Models

    Extended Warranty Period (EWP)Loan Period (Years)Up to 5 years6 to 7 years8 to 9 year
    Without EWPMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
    Min Variable Rate (Current BLR = 5.55%)BLR + 0.20%BLR + 0.55%BLR + 0.75%
    Max Margin of Finance (Against Purchase Price)90%
    Max Handling FeesRM600
    Min Loan AmountNo Capping
    Without EWPMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
    Min Variable Rate (Current BLR = 5.55%)BLR + 0.10%BLR + 0.25%BLR + 0.50%
    Max Margin of Finance (Against Purchase Price)90%
    Max Handling FeesRM600
    Min Loan AmountNo Capping
    Note
  • For any financing With Extended Warranty Period, the payment of the Extended Warranty Period shall be borne by CIMB Bank.
  • Naza Sutera / Forza Suria Model

    Extended Warranty Period (EWP)Loan Period (Years)Up to 5 years6 to 7 years8 to 9 year
    Without EWPMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
    Min Variable Rate (Current BLR = 5.55%)BLR + 0.45%BLR + 0.75%BLR + 0.90%
    Max Margin of Finance (Against Purchase Price)90%
    Max Handling FeesRM600
    Min Loan AmountNo Capping

    Other New Vehicles

    Type of VehiclesLoan PeriodUp to 5 years6 to 7 years8 to 9 year
    New CKD, CBU, MPV, SUV, 4x4 & New Window Vans of all Make and ModelMin Fixed Rate (p.a. flat)3.25%3.40%3.50%
    Min Variable Rate (Current BLR = 5.55%)BLR + 0.25%BLR + 0.50%BLR + 0.60%
    Max Margin of Finance (Against Purchase Price)90%
    Max Handling FeesRM600
    Min Loan AmountNo Capping
    Unregistered ReconditionedMin Fixed Rate (p.a. flat)3.50%3.65%3.75%
    Min Variable Rate (Current BLR = 5.55%)BLR + 0.75%BLR + 1.00%BLR + 1.10%
    Max Margin of Finance (Against Purchase Price)90%
    Max Handling FeesRM600
    Min Loan AmountNo Capping

    New Motocycle 500cc and Above

    Type of VehiclesLoan PeriodUp to 5 years
    New CKD, CBU & Unregistered ReconditionedMin Fixed Rate (p.a. flat)5.00%
    Min Variable Rate (Current BLR = 5.55%)BLR + 1.95%
    Max Margin of Finance (Against Purchase Price)80%
    Max Handling FeesRM600
    Min Loan AmountRM15,000

    New Vehicles – Registered for Commercial Use with BTM up to 5,000 Kg

    New Window, Panel & Semi Panel Van
    New Pick Up, Lorry and Truck
    New Reconditioned and Rebuild Commercial Vehicle
    New Taxi, Limo, Coach and Car Rental of all Make and Model
    New Bus / Stage Bus with BTM more than 5,000 Kg

    Type of VehiclesWindow, Semi & Panel VanPick Up /Lorry /TruckReconditioned & Rebuild VehicleTaxi, Limo, Coach & Car RentalBus /Stage Bus
    Loan PeriodUp to 7 YearsUp to 5 Years
    Min Fixed Rate (p.a. flat)4.10%4.50%4.25%4.75%
    Min Variable Rate (Current BLR = 5.55%)BLR +
    1.45%
    BLR +
    1.95%
    BLR + 1.45%BLR + 3.20%
    Max Margin of Finance (Against Purchase Price)90%85%85%85%
    Max Handling FeesRM600RM600RM600Nil
    Min Loan AmountNo Capping

    New Vehicles – Registered for Commercial Use with BTM more than 5,000 Kg

    New Lorry and Truck
    New Prime Mover / Trailer
    New, Reconditioned and Rebuild Commercial Vehicle
    Others New Commercial Vehicle of all Make & Model (i.e. Tractor, Forklift, Backhoe & Caterpillar)

    Type of VehiclesLorry /TruckPrime Mover /TrailerReconditioned & Rebuild VehicleOther Commercial Vehicle
    Loan PeriodUp to 5 Years
    Min Fixed Rate (p.a. flat)4.15%4.15%4.50%4.75%
    Min Variable Rate (Current BLR = 5.55%)BLR +
    1.45%
    BLR +
    1.45%
    BLR + 1.95%BLR + 2.45%
    Max Margin of Finance (Against Purchase Price)80%
    Max Handling FeesRM600
    Min Loan AmountNo Capping

    Used Car Financing Rates

    Used Vehicles – Registered for Private Use

    Saloon, MPV, SUV, 4x4, 2x4 and Van inclusive of Registered Reconditioned Vehicle of all Make and Model

    (a) Used National Vehicles

    Age of Chattel
    Loan Period
    Up to 5 Years6 to 7 Years8 to 9 Years
    Up to 5 Years
    Min Fixed Rate (p.a. flat)
    3.75%3.90%4.00%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 0.20%BLR + 0.70%BLR + 0.90%
    Max Margin of Finance
    (Against Purchase Price)
    90%
    Max Handling Fees
    RM600
    Min Loan Amount
    No Capping
    6 to 8 Years
    Loan Period
    Up to 5 Years6 to 7 Years8 to 9 Years
    Min Fixed Rate (p.a. flat)
    4.00%4.25%4.50%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 0.85%BLR + 1.40%BLR + 1.85%
    Max Margin of Finance
    (Against Purchase Price)
    90%
    Max Handling Fees
    RM500
    Min Loan Amount
    No Capping
    9 to 10 Years
    Loan Period
    Up to 6 Years
    Min Fixed Rate (p.a. flat)
    6.50%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 5.45%
    Max Margin of Finance
    (Against Purchase Price)
    80%
    Max Handling Fees
    RM300
    Min Loan Amount
    RM 25,000
    11 Years and above
    Loan Period
    Up to 4 Years
    Min Fixed Rate (p.a. flat)
    7.20%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 7.45%
    Max Margin of Finance
    (Against Purchase Price)
    75%
    Max Handling Fees
    Nil
    Min Loan Amount
    RM 20,000

    (b) Used Non-National Vehicles

    Age of Chattel
    Loan Period
    Up to 5 Years6 to 7 Years8 to 9 Years
    Up to 5 Years
    Min Fixed Rate (p.a. flat)
    3.75%3.90%4.00%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 0.20%BLR + 0.70%BLR + 0.90%
    Max Margin of Finance
    (Against Purchase Price)
    90%
    Max Handling Fees
    RM600
    Min Loan Amount
    No Capping
    6 to 8 Years
    Loan Period
    Up to 5 Years6 to 7 Years8 to 9 Years
    Min Fixed Rate (p.a. flat)
    3.75%3.90%4.00%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 0.85%BLR + 1.40%BLR + 1.85%
    Max Margin of Finance
    (Against Purchase Price)
    90%
    Max Handling Fees
    RM500
    Min Loan Amount
    No Capping
    9 to 10 Years
    Loan Period
    Up to 6 Years
    Min Fixed Rate (p.a. flat)
    6.50%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 5.45%
    Max Margin of Finance
    (Against Purchase Price)
    80%
    Max Handling Fees
    RM300
    Min Loan Amount
    RM 25,000
    11 Years and above
    Loan Period
    Up to 4 Years
    Min Fixed Rate (p.a. flat)
    7.20%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 7.45%
    Max Margin of Finance
    (Against Purchase Price)
    75%
    Max Handling Fees
    Nil
    Min Loan Amount
    RM 20,000


    Classic and Vintage Car (All Makes and Models exclude National Cars)
    Age of Chattel
    Loan Period
    Up to 5 Years
    25 Years and above
    Min Fixed Rate (p.a. flat)
    4.05%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 1.95%
    Max Margin of Finance
    (Against Purchase Price)
    80%
    Max Handling Fees
    Nil
    Min Loan Amount
    RM10,000
    Note
    Max Loan Period:
    (a) National Car = Age of Chattel + Loan Period < car =" Age">
    Used Vehicles – Registered for Commercial Use with BTM Up to 5,000 Kg

    Lorries, Van (Other than Window Van) & Buses

    Age of Chattel
    Loan Period
    Up to 7 Years
    Up to 3 Years
    Min Fixed Rate (p.a. flat)
    6.60%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 4.65%
    Max Margin of Finance
    (Against Purchase Price)
    Lorry & Bus
    85%
    Van
    90%
    Max Handling Fees
    RM600
    Min Loan Amount
    No Capping
    4 to 5 Years
    Loan Period
    Up to 7 Years
    Min Fixed Rate (p.a. flat)
    6.80%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 5.20%
    Max Margin of Finance
    (Against Purchase Price)
    Lorry & Bus
    85%
    Van
    90%
    Max Handling Fees
    RM500
    Min Loan Amount
    No Capping
    6 to 8 Years
    Loan Period
    Up to 7 Years
    Min Fixed Rate (p.a. flat)
    8.15%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 7.65%
    Max Margin of Finance
    (Against Purchase Price)
    Lorry & Bus
    75%
    Van
    80%
    Max Handling Fees
    RM300
    Min Loan Amount
    No Capping
    9 to 10 Years
    Loan Period
    Up to 6 Years
    Min Fixed Rate (p.a. flat)
    7.70%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 7.85%
    Max Margin of Finance
    (Against Purchase Price)
    Lorry & Bus
    70%
    Van
    70%
    Max Handling Fees
    Nil
    Min Loan Amount
    No Capping
    11 Years and above
    Loan Period
    Up to 4 Years
    Min Fixed Rate (p.a. flat) su
    8.70%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 9.95%
    Max Margin of Finance
    (Against Purchase Price)
    60%
    Max Handling Fees
    Nil
    Min Loan Amount
    No Capping
    Note
  • Max Loan Period = Age of Chattel + Loan Period <>
  • Used Vehicles – Registered for Commercial Use with BTM more than 5,000 Kg

    Loan Period
    Up to 5 years
    Min Fixed Rate (p.a. flat)
    7.30%
    7.65%
    Min Variable Rate
    (Current BLR = 5.55%)
    BLR + 7.45%BLR + 7.95%
    Max Margin of Finance
    (Against Purchase Price)
    Below 70%71% to 75%
    Max Handling Fees
    Nil
    Min Loan Amount
    No Capping

    -------------------------------------------------------------------------

    Kereta Untuk Dijual: Hubungi 016-6484846 (En.Man)

    Make

    Model

    Year

    Colour

    Fuel

    Price (RM)

    BMW

    523i (A)

    1999

    Black

    Petrol

    69K+

    Chevrolet

    Optra 1.6

    2005

    Met.Silver

    Petrol

    38K

    Honda

    Accord 2.2

    1997

    Met.Red

    Petrol

    31K+

    Honda

    City 1.5L EFI (A)

    1999

    Met.Silver

    Petrol

    26,5K+

    Honda

    City 1.5L EFI (A)

    2000

    Met.Golden

    Petrol

    33,5K+

    Honda

    City 1.5

    2005

    Met.Golden

    Petrol

    59,8K

    Honda

    Civic 1.6 Exi (A)

    1998

    Met.Blue

    Petrol

    38K+

    Honda

    Civic EFI (A)

    1996

    Golden

    Petrol

    31,7K+

    Honda

    Jass 1.4 (A)

    2003

    Met.Blue

    Petrol

    58,5K+

    Honda

    Odyssey 2.2 RAI(A)

    Rg00

    Met.Blue

    Petrol

    46K+

    Hyundai

    Elantra 1.8

    2004

    Met.Silver

    Petrol

    35,5K+

    Hyundai

    Getz 1.4 (A) (1 Owner)

    2005

    Black

    Petrol

    34,5K+

    Hyundai

    Inokom Atos 1.0 GLA

    2003

    White

    Petrol

    17,5K

    Hyundai

    Inokom Atos Prima 1.1

    2005

    Met.Blue

    Petrol

    19K+

    Hyundai

    Trajet 2.0 (A)

    2001

    Black

    Petrol

    43,5K+

    Kia

    Naza Citra 2.0

    2006

    Met.Silver

    Petrol

    51,5K+

    Kia

    Optima 2.0 (A) (1 Owner)

    2004

    Golden

    Petrol

    40,5K+

    Kia

    Rio

    2006

    Black

    Petrol

    37,5K+

    Kia

    Rio

    2003

    Golden

    Petrol

    23K

    Kia

    Spectra 1.6 GLA (1 Onwer)

    2001

    Silver

    Petrol

    23,5K+

    Mercedes

    Benz C180K- W203 (A)

    2004

    Blue

    Petrol

    134,5K

    Mercedes

    Benz E200

    RG00

    Silver

    Petrol

    63,5K+

    Mercedes

    Benz E220 ( 1 Owner)

    Rg01

    White

    Petrol

    43,5K+

    Mercedes

    Benz E230 (A)

    1997

    Black

    Petrol

    72,5K+

    Mercedes

    Benz E230

    Rg99

    Coklat

    Petrol

    67,5K+

    Mercedes

    Benz E240

    Rg06

    Met.Silver

    Petrol

    115K

    Mercedes

    Benz S320L (A)

    2001

    Met.Blue

    Petrol

    Negotiable

    Mitsubishi

    Storm 2.5 (D) P/Up

    2003

    Black

    Diesel

    47,5K+

    Nissan

    Ad Resord 1.6

    1994

    Maroon

    Petrol

    16K+

    Nissan

    Frontier 2.5 (D) P/Up

    2004

    Met.Silver

    Petrol

    49K+

    Nissan

    Sentra 1.6L (A)

    2004

    Met.Green

    Petrol

    51,5K+

    Perodua

    Kancil (A)

    2003

    White

    Petrol

    14,5K

    Perodua

    Kancil 850 (A)

    2000

    Met.Blue

    Petrol

    13K+

    Perodua

    Kelisa 1.0 EZ (A)

    2001

    Met.Ungu

    Petrol

    22K+

    Perodua

    Kenari 1.0 EX

    2001

    Met.Golden

    Petrol

    21K+

    Perodua

    Kenari 1.0 EZ (A) ( 1 Owner)

    2004

    Silver

    Petrol

    27K

    Perodua

    MYVI 1.3 EZ (A) ( 1 Owner)

    2005

    Silver

    Petrol

    37K+

    Perodua

    Myvi 1.3 EZ (A)

    2005

    Black

    Petrol

    36,5K+

    Perodua

    Rusa EX (M)

    2003

    White

    Petrol

    15,5K+

    Proton

    Iswara Lmss

    2003

    Met.Silver

    Petrol

    16K+

    Proton

    Iswara Mt

    2003

    Red

    Petrol

    15,5K+

    Proton

    Perdana 2.0 V6 Enchanced

    2004

    Met.Silver

    Petrol

    48K+

    Proton

    Waja 1.6 (A)

    Rg04

    Met.Silver

    Petrol

    29K+

    Proton

    Waja 1.6 STD(A)

    2003

    Met.Silver

    Petrol

    29K+

    Proton

    Waja 1.6 Sohc (M)

    2001

    Met.Silver

    Petrol

    25,5K+

    Proton

    Waja 1.8 AT ( 1 Owner)

    2003

    Met.Blue

    Petrol

    26,5K+

    Proton

    Wira 1.3 GLI(M)

    2002

    Met.Gray

    Petrol

    18K+

    Proton

    Wira 1.3 GLM A/B

    1999

    Met.Green

    Petrol

    14K+

    Proton

    Wira 1.5 CE(A)

    Rg04

    Met.Golden

    Petrol

    23,5K+

    Proton

    Wira 1.5 GLM

    2004

    Black

    Petrol

    26K+

    Proton

    Wira Gla

    1995

    Met.Blue

    Petrol

    Negotiable

    Proton

    Wira SD (M)

    2004

    Grey

    Petrol

    Negotiable

    Toyota

    Camry 2.0 (A)

    2005

    Met.Silver

    Petrol

    88,5K+

    Toyota

    Camry 2.0E (A)

    2005

    Black

    Petrol

    89K+

    Toyota

    Corolla (A)

    1997

    Silver

    Petrol

    25,5K

    Toyota

    Corolla Altis 1.8

    2004

    Met.Golden

    Petrol

    70,5K+

    Toyota

    Corolla EFI (M)

    1997

    Green

    Petrol

    26,5K+

    Toyota

    Harrier 2.2 (A)

    Rg01

    Met.Silver

    Petrol

    66,5K+

    Toyota

    Unser 1.8 GLI (M)

    2000

    Met.Silver

    Petrol

    30,5K+

    Toyota

    Vios 1.5 E (A)

    2006

    Black

    Petrol

    59,5K


    1 comment:

    kereta said...

    Masih merancang untuk membeli kenderaan sendiri tapi susah untuk lulus permohonan loan dari bank?
    Anda hanya perlu menghubungi kami untuk memaklumkan tentang model kereta dan harga mengikut kemampuan pendapatan anda.

    100% full loan utk semua jenis kereta termasuklah kereta baru dan terpakai.

    PROTON & PERODUA
    4.1% bagi tempoh 9 tahun
    4.0% bagi tempoh 7 tahun
    3.85% bagi tempoh 5 tahun

    PERODUA ALZA
    3.85% bagi tempoh 9 tahun
    3.75% bagi tempoh 7 tahun
    3.5% bagi tempoh 5 tahun


    Tiada slip gaji, blacklisted atau pun tidak mempunyai lesen kereta? Jangan risau jka anda tidak mempunyai dokumen yang lengkap untuk membuat permohonan kerana kami boleh mambantu anda mendapatkan kereta idaman anda tanpa sebarang masalah.

    Permohonan pinjaman kereta dari bank di jamin lulus SEGERA.

    Call sekarang untuk maklumat lanjut : 0132583677 ( Abg Jack)